Houston Bankruptcy Attorney — Chapter 7, 13 & 11
Helping Individuals, Families & Businesses Get Out From Under Debt
You Shouldn’t Have to Carry This Alone
Most Houstonians who call my office are dealing with something very personal: credit card debt they can’t outrun, a medical bill that wiped out their savings, or a car payment they’re struggling to keep. Chapter 7 bankruptcy can eliminate that debt — legally, completely, and faster than you think. The average case closes in about four months, and most people keep their car, their home, and everything they need to move forward.
For businesses and individuals facing more complex situations, the goal is not always to walk away. It is to restructure, protect what you have built, and emerge stronger. Chapter 11 bankruptcy is a powerful legal tool that allows businesses and high-asset individuals to reorganize debt, renegotiate contracts, and keep operations running while regaining financial footing.
At the Law Office of Jeremy T. Wood, PLLC, I lead with Chapter 11 reorganization, a strategy used by businesses of all sizes, real estate ventures, and individuals with significant debt to restructure obligations on their terms. For those who qualify and need a clean break, Chapter 7 liquidation remains an efficient path to discharge debt and start fresh.
The right strategy depends on your situation. Whether you need to preserve a business, protect assets, or achieve a complete discharge, I will help you identify the most effective path forward. Taking decisive action with the right legal strategy can make all the difference. Let me evaluate your options together.
Why Most Small Business Cases Should Be Filed Under Subchapter V
Subchapter V of Chapter 11 gives qualifying businesses structural advantages that standard Chapter 11 cannot match - making reorganization faster, cheaper, and more owner-friendly.
LEGAL PRACTICE AREAS
Legal Practice Areas
Chapter 11
Bankruptcy
A powerful tool for businesses and high-asset individuals, Chapter 11 allows for restructuring debt obligations while maintaining operations, paving the way for long-term financial recovery.
Chapter 7
Bankruptcy
A straightforward path to debt relief, Chapter 7 eliminates most unsecured debts through liquidation, offering a fresh start for qualifying individuals and businesses in financial distress.
Chapter 13 Bankruptcy
Designed for individuals with steady income, Chapter 13 creates a manageable repayment plan over three to five years, helping to protect assets and catch up on missed payments.